You are the administrator at a medical practice and one of your doctors is yelling at an RN (again) and she’s crying. It’s not the first time it happened, usually after a no sleep night covering call and with a new baby at home it’s becoming more frequent. Several nurses have complained to you, but you hesitate confronting the doctor, after all he is your boss and mostly okay. One of the nurse’s files a lawsuit claiming intimidation, abuse, harassment, and a hostile work environment; and you are personally named in the suit.
Got employees?
All businesses aren't immune to employment practices liability risks
The rise of social media creates challenging new risks for employers
The median payout for a discrimination case is $600,985 plus legal fees
Management liability includes both Employment Practices Liability (EPL) and Directors and Officers (D&O) coverage, are usually purchased on the same policy, but can be bought separately. I recommend they be on the same policy for the example above where you are named in the suit and the EPL policy may not cover you because your wrongful act was a management issue. That’s where D&O insurance for small organizations comes in, covering your management responsibilities.
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